So I’m minding my own business paying my premiums for Employee 51™,spouse and li’ 51 jr. This is cool and let’s face it seems like sound application of benefits.My employer recognizes the potential and clearly the insurance carrier does too that I am likely to add to the rolls. Likewise they both clearly enjoyed the actuarial reality that come juniors entrance into adulthood or other life changing event there could be appropriate alterations made to the policy and the bottom line of all involved.
Well now they and my co-workers will own junior until he is 26. Is this a good thing?